AI, Machine Learning, and the New Demands of Regulatory Risk Management in Fair Lending
Financial institutions are integrating artificial intelligence and machine learning into...
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New Interagency Guidance on Lending to Non-Work Authorized Individuals: Implications for Banks and Credit Unions
The banking industry is adapting to evolving regulatory expectations around credit risk, customer...
FFIEC Strengthens UBPR Liquidity and Peer Group Analytics: What Banks Need to Know
The Federal Financial Institutions Examination Council (FFIEC) continues to refine one of its most...
FFIEC Signals Support for New Banks Amid Ongoing Consolidation and Shadow Banking Growth
In June 2026, the Federal Financial Institutions Examination Council (FFIEC) and its member...
2026 Stress Test Results: Reassuring for the Largest Banks — But History Demands That Every Institution Stay Vigilant
The Federal Reserve released its 2026 Dodd-Frank Act Stress Test (DFAST) results this week, showing...
Modernizing FHA Minimum Property Requirements: What Lenders Need to Know
For the first time in over 20 years, the Federal Housing Administration (FHA) is considering a...
OCC and FDIC Eliminate “Reputation Risk” from Supervisory Programs
On April 7, 2026, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit...
Risk Management vs. Risk Monitoring: Why Most Banks Are Only Reacting to Fair Lending and Compliance Risks
We work with banks across the country that are committed to strong compliance. Yet a common pattern...
FDIC Consumer Compliance Signals Shift Toward Efficiency, Transparency, and Collaboration
For several years leading up to 2025, many FDIC-supervised institutions described the consumer...
FDIC Q1 2026 Quarterly Banking Profile: Profits Hit New Highs, Loan Growth Accelerates, But NIM Compression Lingers
Insured institutions posted record quarterly net income, delivered the strongest annual loan growth...