The Federal Housing Administration (FHA) announced proposed policy updates to the Single Family Housing Policy Handbook 4000.1 (Handbook 4000.1) entitled "Modernizing and Strengthening Minimum Property Requirements (MPR)". The draft redline document reorganizes, refines, and updates property eligibility and acceptability standards across forward and reverse mortgage programs.
As fair lending examinations continue to emphasize data-driven approaches, regression analysis...
Community Reinvestment Act (CRA) compliance and fair lending risk management are closely linked,...
For the past decade, conventional wisdom across fintech boardrooms and retail banking summits has...
The FDIC’s Second Quarter 2026 Quarterly Banking Profile posits yet another set of strong top-line...
The 2025 Static HMDA Loan/Application Register tells a clear headline story: mortgage activity...
On July 1, 2026, the revised Community Bank Leverage Ratio (CBLR) framework took effect. The...
The OCC and FDIC are jointly proposing targeted amendments to their CRA regulations (12 CFR Parts...
Financial institutions are integrating artificial intelligence and machine learning into...
The banking industry is adapting to evolving regulatory expectations around credit risk, customer...
