Understanding the Most Common Fair Lending Risks for Financial Institutions
Fair lending compliance is a cornerstone of any financial institution's operations. Driven by...
Posts about Discrimination
Fair Lending: What to Expect During an FDIC Exam
Fair lending laws and regulations were designed to ensure that all consumers have an equal...
Telling Your Bank's Story: Analyzing Redlining Risk Beyond the Data
With respect to fair lending scrutiny, redlining remains a critical concern for financial...
Cutting Through the Murkiness: Fundamentals of the Comparative Review for Fair Lending
Fair lending concerns are one of the dominant risks lenders face in regard to their business...
Targeting the Affluent Banking Customer and Managing Fair Lending Risk
Most community banks have some type of program or programs in which they attempt to cater to the...
Agencies’ Use of Testers in Assessing Discriminatory Lending Practices
The CFPB recently released its report on fair lending for 2016. The report covered a number of...
Forms of Fair Lending Discrimination: What the Data Can’t Tell You (Part 2 of 2)
In this series of posts, we address types of fair lending discrimination that are commonly...
Forms of Fair Lending Discrimination: What the Data Can’t Tell You (Part 1)
In this series of posts, we address types of fair lending discrimination that are commonly...
Forms of Fair Lending Discrimination: Borrower Age
In this series of posts, we address types of fair lending discrimination that are commonly...
Forms of Fair Lending Discrimination: Fees
Lending fees represent a major area of risk among forms of fair lending discrimination. In this...