Welcome Louisiana Bankers Association Member!
We here at Premier Insights are proud to celebrate 25 years of work with banks across the South, and we’re especially glad to see you.
Over the years, the world of banking and financial technology has evolved, but our mission has not: to guide and assist our bank clients and partners through the ever-evolving landscape of regulatory scrutiny and market conditions.
We’d love to work with you, so please feel free to reach out to our team at any time to see how we can help your bank lower risk and raise your bottom line.
To help you get a sense of what we can do together, here are 25 ways Premier Insights can help your bank navigate the modern banking landscape:
Premier Consulting
Our team of expert economists, analysts, and engineers is ready to work with your bank to mitigate fair lending risk, face compliance examinations, and establish profitable, fair pricing and models.
1. Expert-Led Analysis
Experience and expertise produce exceptional analyses
2. Policy Development and Analysis
Data-based strategic policy development
3. Comprehensive Fair Lending Risk Management & Analysis
Forward-looking fair lending risk assessment & management
4. Experienced Support for Compliance Exams
Leverage 25 years of success facing regulatory exams together
5. Dynamic Risk Management
Latest analytics and critical insights from your data always at your fingertips
6. Risk Surveillance
High-level analytics and technology to mitigate future risks
7. Credit & Asset Quality Risk Management
CECL-compliant loss and economic forecasting
8. Policy & Product Impact Analysis
Evaluate effects of policies & products prior to implementation
9. Model Validation
Model validation for regulatory compliance by our economists and engineers.
10. Mystery Shopping & Customer Research
Assess risks and gather market critical intelligence
11. Private Insights from Industry Experts
Subscriber-only access to bleeding-edge insights
Radiant Lending
Radiant is our in-house developed, always evolving, secure technology platform that can help you tackle issues from loan origination to analysis delivery quickly, easily, and cost effectively.
12. Simple, Automated Loan Origination
Easy to use, fast processing of borrower applications
13. Industry Standard Digital Security
Penetration-tested, encrypted data processing and management
14. Managed Off-Site Implementation
Off-premises, cloud-based systems hosted by Microsoft Azure
15. Intuitive Lending Policy Management
Simple, quick policy adjustments with a focused, intuitive interface
16. Consistent Lending Policy Enforcement
Standardized pricing and underwriting enforced by technology
17. Managed Policy Flexibility
Trackable, enforceable exception management because no policy captures all possibilities
18. Access Online, Anytime, Anywhere
Web-based systems accessible from any device, 24 hours a day
19. Third-Party Integration
Limited or no re-typing for doc prep and beyond
20. Easy Implementation and Training
Get started in days, not months, with quick implementation and straightforward training
21. Ad Hoc Origination Data Analysis
Export and analyze loan originations as needed with custom-built tools
22. Systematic, Online Goal Monitoring and Analysis
Constantly updated, easily grasped metrics to ensure targets are met
23. Digital Report and Analysis Delivery
Instant, online delivery of in-depth analyses
24. Real-Time Monitoring and Alerts
Stay on top of your data and trends with automated monitoring and notifications
25. World Class Support
Get help or request improvements from our dedicated team of experts, engineers, and support specialists
Read More From Our Team
4 Step Strategy to Reduce Fair Lending Risk and Uncertainty
Risk exists when there is potential for harm coupled with uncertainty of outcomes. The fair lending environment for lenders contains both. The approach to risk mitigation should be one of reducing uncertainty. Below we provide a four-step strategy that can be used to reduce uncertainty and, therefore, mitigate fair lending risk. Step 1: Know Your […]
CFPB Discusses Enforcement Work and What Lies Ahead in 2024
Summary The conversation discusses the recent article from the CFPB on their enforcement work in 2023 and what lies ahead. The main themes include the emphasis on enforcement and the use of technology by the CFPB, the potential game-changing impact of technology in data analysis, and the importance of third-party support in analyzing data. The […]
Bank Data: It’s a Numbers Game
While technological advances have increased efficiency and, in some ways, made things easier, these advances have also increased the speed at which things move and created more demands. One of these demands is the need to analyze ever-increasing quantities of data. This data contains potential risks and potential rewards for financial institutions. It contains risks […]