The CFPB issued a proposed rule on November 13, 2025, that amends provisions related to disparate impact, discouragement of applicants, and SPCPs under ECOA and Reg B. In this blog post we summarize the proposed changes (and offer a particular warning regarding ECOA/Reg B vs FHA and state laws).
On November 13, 2025, the CFPB proposed a number of revisions to the "Section 1071" rule...
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