The FDIC’s Second Quarter 2026 Quarterly Banking Profile posits yet another set of strong top-line results. Quarterly net income rose 12% to $90.1 billion, return on assets increased to 1.37%, domestic deposits grew for the eighth consecutive quarter, and asset-quality metrics improved.
The 2025 Static HMDA Loan/Application Register tells a clear headline story: mortgage activity...
On July 1, 2026, the revised Community Bank Leverage Ratio (CBLR) framework took effect. The...
The OCC and FDIC are jointly proposing targeted amendments to their CRA regulations (12 CFR Parts...
Financial institutions are integrating artificial intelligence and machine learning into...
The banking industry is adapting to evolving regulatory expectations around credit risk, customer...
The Federal Financial Institutions Examination Council (FFIEC) continues to refine one of its most...
In June 2026, the Federal Financial Institutions Examination Council (FFIEC) and its member...
The Federal Reserve released its 2026 Dodd-Frank Act Stress Test (DFAST) results this week, showing...
For the first time in over 20 years, the Federal Housing Administration (FHA) is considering a...
