Agentic AI is taking financial institutions beyond basic chatbots into autonomous, multi-step workflow automation across credit underwriting, fraud, and AML compliance. While fantasizing about the possibilities and the technology itself is intoxicating, there are real-world implications that must be confronted and managed.
For the last five years, fair lending has been shaped largely through enforcement. DOJ and CFPB...
As fair lending examinations continue to emphasize data-driven approaches, regression analysis...
Community Reinvestment Act (CRA) compliance and fair lending risk management are closely linked,...
For the past decade, conventional wisdom across fintech boardrooms and retail banking summits has...
The FDIC’s Second Quarter 2026 Quarterly Banking Profile posits yet another set of strong top-line...
The 2025 Static HMDA Loan/Application Register tells a clear headline story: mortgage activity...
On July 1, 2026, the revised Community Bank Leverage Ratio (CBLR) framework took effect. The...
The OCC and FDIC are jointly proposing targeted amendments to their CRA regulations (12 CFR Parts...
