Detecting Discrimination in Fair Lending Analysis Using Proxies
The use of proxy methods in fair lending analysis – and in particular fair lending enforcement...
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BISG Matching and Its Impact on Regression Analysis for Fair Lending
In determining whether discrimination occurs based on race or ethnicity, particularly with regard...
Essential Elements of Profitable Loan Pricing
In a previous article, we discussed the fair lending benefits of having a profitable and...
Proper Loan Pricing Structure is Profitable & Fair Lending Friendly
The first rule of policy analysis is that policies have both intended and unintended consequences....
Z Statistics Versus T Statistics in Fair Lending Analysis
Regression analysis for fair lending with respect to underwriting analyses generally use what are...
Understanding Fair Lending Regression Tables in One Easy Lesson
In studying your bank’s loan data, how can you determine the relationships among various factors in...
A Simple Explanation of Using “Proxies” In a Fair Lending Review
Ever wonder how one can conduct a fair lending review of your bank’s consumer lending products...
Fair Lending Risk in Consumer Lending for Community Banks
Consumer loans pose a great deal of risk for financial institutions. In this post, we’ll examine...