Binary Choice Regression Modeling in Fair Lending Analysis (Part 2 of 2)
In a previous post, we discussed the binary choice regression model which is often employed in...
Binary Choice Regression Modeling in Fair Lending Analysis (Part 1 of 2)
Binary choice models arise when the dependent variable (the measurement variable or what is to be...
Forms of Fair Lending Discrimination: Borrower Age
In this series of posts, we address types of fair lending discrimination that are commonly...
Target and Control Group Formulation in Fair Lending Analysis
So you are all prepared to conduct a fair lending analysis. You have determined the focal point(s),...
Earnings & Losses at Commercial Banks: 2001-2016
Recent FDIC reports have highlighted the stability and growing profitability among the nation’s...
Fair Lending Analysis and Understanding Census Data
In fair lending analysis, one of the most common comparisons is to examine loan files based on race...
Forms of Fair Lending Discrimination: Fees
Lending fees represent a major area of risk among forms of fair lending discrimination. In this...
Forms of Fair Lending Discrimination: Steering
In this series of posts, we address types of fair lending discrimination that are commonly...
Lenders Should Be Aware of Fair Lending Risk as Interest Rates Rise
After being at record lows for nearly a decade, the Fed has raised interest rates three times in...
Forms of Fair Lending Discrimination: Introduction
In an upcoming series of posts we address types of fair lending discrimination that are commonly...