Statistics of Z Tests Versus T Tests in Fair Lending Analysis
Understanding the difference between Z statistics and T statistics for fair lending analysis can be...
Proper Loan Pricing Structure is Profitable & Fair Lending Friendly
The first rule of policy analysis is that policies have both intended and unintended consequences....
Z Statistics Versus T Statistics in Fair Lending Analysis
Regression analysis for fair lending with respect to underwriting analyses generally use what are...
Understanding Fair Lending Regression Tables in One Easy Lesson
In studying your bank’s loan data, how can you determine the relationships among various factors in...
A Simple Explanation of Using “Proxies” In a Fair Lending Review
Ever wonder how one can conduct a fair lending review of your bank’s consumer lending products...
Fair Lending Risk in Consumer Lending for Community Banks
Consumer loans pose a great deal of risk for financial institutions. In this post, we’ll examine...
An Overview of Loan Policy Exceptions and Overrides
Understanding and managing loan policy exceptions is critical to a financial institution’s fair...