OIG Report Recommends CFPB Improve Process Regarding MRA’s
The Office of Inspector General issued a report dated January 28, 2019 with recommendations...
No Recipe May be a Recipe for Disaster
As a New Orleans native, we are very proud of our cooking and food – and, for good reason. My...
MBA Survey Reports Lower Mortgage Delinquency Rates
After an uptick in the third quarter of 2018, the Mortgage Bankers Association reported delinquency...
Unraveling the (Seeming) Complexity of CECL
The new CECL standard is presumably designed to enhance the stability of the financial sector by...
FDIC Chair’s Comments Offer Some Regulatory Perspective & Vision
Speaking at the American Bar Association Banking Law Committee Annual Meeting, “Principles of...
Looking Under The Hood: Do Your Loan Policies Need a Tune-Up?
A regulatory examination of lending activity, whether fair lending related or safety and...
Mounting Economic Concerns Reinforce Need for CECL Preparation
As concerns continue to grow for investors due to market volatility and increasingly pessimistic...
Fair Lending Pricing Risk: Is There A Storm Coming?
All of us are familiar with the term “perfect storm.” A perfect storm can be defined as the...
Agencies Allow Three-Year Regulatory Capital Phase In for CECL
On December 21, the OCC, FDIC and the Fed Board of Governors approved a final rule modifying their...