Target and Control Group Formulation in Fair Lending Analysis
So you are all prepared to conduct a fair lending analysis. You have determined the focal point(s),...
Posts about Fair Lending (11)
Fair Lending Analysis and Understanding Census Data
In fair lending analysis, one of the most common comparisons is to examine loan files based on race...
Forms of Fair Lending Discrimination: Fees
Lending fees represent a major area of risk among forms of fair lending discrimination. In this...
Forms of Fair Lending Discrimination: Steering
In this series of posts, we address types of fair lending discrimination that are commonly...
Lenders Should Be Aware of Fair Lending Risk as Interest Rates Rise
After being at record lows for nearly a decade, the Fed has raised interest rates three times in...
Forms of Fair Lending Discrimination: Introduction
In an upcoming series of posts we address types of fair lending discrimination that are commonly...
Issues in Regression Modeling For Fair Lending Underwriting Analysis (Part 2 of 2)
In our previous post, we addressed a few frequently encountered issues when using regression...
Issues in Regression Modeling For Fair Lending Underwriting Analysis (Part 1 of 2)
Evaluating loan application outcomes (approval or denial) in the context of fair lending is...
Underwriting Analysis for Fair Lending Using Logistic Regression: Odds Ratio vs. Marginal Effects
When conducting fair lending regression analysis of underwriting, we are examining a sample of loan...
To Be Successful in Fair Lending, Lenders Must Discriminate
Several years ago, I began a conference presentation by making the statement: “To be successful at...