Forms of Fair Lending Discrimination: Steering
In this series of posts, we address types of fair lending discrimination that are commonly...
Posts about Fair Lending (11)
Lenders Should Be Aware of Fair Lending Risk as Interest Rates Rise
After being at record lows for nearly a decade, the Fed has raised interest rates three times in...
Forms of Fair Lending Discrimination: Introduction
In an upcoming series of posts we address types of fair lending discrimination that are commonly...
Issues in Regression Modeling For Fair Lending Underwriting Analysis (Part 2 of 2)
In our previous post, we addressed a few frequently encountered issues when using regression...
Issues in Regression Modeling For Fair Lending Underwriting Analysis (Part 1 of 2)
Evaluating loan application outcomes (approval or denial) in the context of fair lending is...
Underwriting Analysis for Fair Lending Using Logistic Regression: Odds Ratio vs. Marginal Effects
When conducting fair lending regression analysis of underwriting, we are examining a sample of loan...
To Be Successful in Fair Lending, Lenders Must Discriminate
Several years ago, I began a conference presentation by making the statement: “To be successful at...
Manage Customer Service Perceptions to Lower Fair Lending Risk
In a previous post, we addressed the importance of customer service as a component of managing fair...
Handling Missing Data in Fair Lending Regression Analysis
Missing data is a common problem in econometric analysis in general and fair lending analysis...
Improve Customer Service to Lower Fair Lending Risk
A formal complaint filed against a financial institution with a regulatory agency often results in...