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The Premier Insights Blog

By Premier Insights

In Commercial Lending, Fair Lending

Posted July 25, 2017

In the Fair Lending Crosshairs: Commercial Lending

Historically, business lending has not been the focus of fair lending reviews during bank examinations. The focus is usually on HMDA reportable applications since government monitoring information (GMI) is available and, therefore, protected and non-protected classes status is readily identifiable. How is that changing today?

By Premier Insights

In Fair Lending, Commercial Lending

Posted April 25, 2017

Two Problems With Fair Lending and Commercial Loans

There are two major problems with fair lending and commercial loans, but lenders should still be prepared for an increase in scrutiny. The CFPB signaled in December of 2016 that small business lending was one of their priorities for 2017.

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