A Look at the Future of the U.S. Labor Force to 2060
The Bureau of Labor Statistics has published an interesting study forecasting the future of the...
Premier Insights
Commercial Bank Income Increases, but Loan Growth Slows
The FDIC reported that net income of commercial banks and savings institutions increased by over...
Agencies’ Use of Testers in Assessing Discriminatory Lending Practices
The CFPB recently released its report on fair lending for 2016. The report covered a number of...
The CFPB Releases 2016 Fair Lending Report
In April, the Bureau released its fair lending report for 2016. The report summarizes enforcement...
Managing Underwriting Loan Policy Exceptions
Financial regulatory agencies today are especially focused on risk in their supervision practices....
ABA Issues Fair Lending White Paper to U.S. Secretary of the Treasury
The ABA has issued a fair lending white paper to Treasury entitled: Fair Lending: Fighting Illegal...
Forms of Fair Lending Discrimination: What the Data Can’t Tell You (Part 2 of 2)
In this series of posts, we address types of fair lending discrimination that are commonly...
Forms of Fair Lending Discrimination: What the Data Can’t Tell You (Part 1)
In this series of posts, we address types of fair lending discrimination that are commonly...
Two Problems With Fair Lending and Commercial Loans
There are two major problems with fair lending and commercial loans, but lenders should still be...
Binary Choice Regression Modeling in Fair Lending Analysis (Part 2 of 2)
In a previous post, we discussed the binary choice regression model which is often employed in...