Agencies’ Use of Testers in Assessing Discriminatory Lending Practices
The CFPB recently released its report on fair lending for 2016. The report covered a number of...
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The CFPB Releases 2016 Fair Lending Report
In April, the Bureau released its fair lending report for 2016. The report summarizes enforcement...
Managing Underwriting Loan Policy Exceptions
Financial regulatory agencies today are especially focused on risk in their supervision practices....
ABA Issues Fair Lending White Paper to U.S. Secretary of the Treasury
The ABA has issued a fair lending white paper to Treasury entitled: Fair Lending: Fighting Illegal...
Forms of Fair Lending Discrimination: What the Data Can’t Tell You (Part 2 of 2)
In this series of posts, we address types of fair lending discrimination that are commonly...
Forms of Fair Lending Discrimination: What the Data Can’t Tell You (Part 1)
In this series of posts, we address types of fair lending discrimination that are commonly...
Two Problems With Fair Lending and Commercial Loans
There are two major problems with fair lending and commercial loans, but lenders should still be...
Binary Choice Regression Modeling in Fair Lending Analysis (Part 2 of 2)
In a previous post, we discussed the binary choice regression model which is often employed in...
Binary Choice Regression Modeling in Fair Lending Analysis (Part 1 of 2)
Binary choice models arise when the dependent variable (the measurement variable or what is to be...
Forms of Fair Lending Discrimination: Borrower Age
In this series of posts, we address types of fair lending discrimination that are commonly...