Untangling The Overdraft Conundrum
Concern over overdraft fees has been voiced by regulators for over a decade. The agencies, and in...
Premier Insights
Marginal Industry Weaknesses Evident Despite Higher Earnings
The FDIC's September 5, 2024 quarterly report of bank earnings reflected an increase from the...
Economy & Fed Signal Rate Cuts Likely
The U.S. economy grew 3.0% in the second quarter, according to the “second estimate” of Real GDP...
8 Key Takeaways From 1Q2024 Patriot Bank and First National Bank of Pennsylvania Enforcement Actions
As promised, the Department of Justice continues to pursue enforcement actions against lenders for...
Two Critical Fair Lending Impacting Events Already Unfolding in 2023
Earlier this year, we highlighted 4 forthcoming critical events that banks should be ready for with...
HMDA 2022: Increased Minority Lending and the Rate Environment
In a recent post we highlighted the increases in aggregate HMDA lending between 2021 and 2022 in...
Rate Environment Has Consequences for Credit Quality
Credit conditions have changed rapidly and have created a situation for lenders which is very...