1071 Small Business Reporting Fair Lending Fact Sheet
The upcoming reporting of small business lending under the 1071 section of the Dodd-Frank Act...
Premier Insights
MSAs Post Big Swings in Majority-Minority Census Tract Lending
The preliminary 2022 HMDA data recently released by the CFPB is the first glimpse into aggregate...
Large and Small Banks Must Have a Holistic Approach to Maintain Solvency
The U.S. Economy rose 2.6% in the fourth quarter according to the BEA’s third and final estimate...
Critical Preliminary 2022 HMDA Data Now Publicly Available
This week the CFPB released preliminary HMDA data for all lenders reported for calendar year 2022....
The Critical Role of Regulatory Forensics
The regulatory world in which financial companies operate is a vast sea of uncertainty that is...
On The Use of Regression Analysis in Fair Lending
In recent posts, we have focused on redlining as one of the more prominent fair lending risks that...
Special Purpose Credit Programs: Are They Right For Your Institution?
As lenders face increasing scrutiny from the regulatory and enforcement agencies with regard to...
Fair Lending Redlining: The Nuances and Challenges of Detecting and Correcting Problems
In our previous post on the topic of redlining, we discussed how redlining is an issue that can...
The Role of Fair Lending Risk Assessments in Banking Compliance
Financial institutions are under constant and increasing scrutiny from regulators to manage fair...
The Hidden Dangers of Fair Lending Redlining: How It Can Harm Your Bank and Your Customers
You know the importance of ensuring compliance with fair lending regulations. But have you...