Pro Tip: Disparate Treatment Versus Disparate Impact in Fair Lending
There are (3) forms of fair lending discrimination recognized by the regulatory and enforcement...
FDIC's 2024 Supervisory Highlights: Key Takeaways for Bankers
The FDIC's latest "Consumer Compliance Supervisory Highlights" for 2024 provides essential...
FHA Streamlines Mortgage Policies: What You Need to Know About Recent Updates
The U.S. Department of Housing and Urban Development (HUD) has recently issued several Mortgagee...
Section 1071 Compliance Update for June 2025
The Consumer Financial Protection Bureau (CFPB) has extended the compliance dates for its small...
The Power of Mystery Shopping: Unlock Your Lending Institution's Potential
In today's competitive financial landscape, understanding the customer experience is paramount for...
Be Prepared for Your Next Regulatory Examination
Financial institutions regularly face regulatory examinations, which can be a complex and demanding...
Tips for Enhancing Effectiveness of Fair Lending File Reviews
While sophisticated statistical methods like regression analysis are pivotal in fair lending risk...
FDIC Risk Review of 2024 & What to Expect in 2025
The Federal Deposit Insurance Corporation (FDIC) was established in 1933 with a core mission: to...
CFPB Withdraws Numerous Guidance Documents: What You Need to Know
The Consumer Financial Protection Bureau (CFPB or Bureau) is undertaking significant action by...
Key Considerations for Banks in Third-Party Risk Management
The Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance...