Navigating Regulatory Compliance: Understanding the Human Element
The banking industry operates within a complex web of regulations, and ensuring compliance is...
10 Must-Do's for Fair Lending Examination Prep
Preparing for a fair lending examination can feel daunting, but with a proactive approach and a...
The Value of Collaborative Business Relationships
In today's dynamic business environment, collaborative business relationships are more important...
The Importance of Understanding HMDA Lending Patterns in Key Market Areas
A comprehensive product analysis of Home Mortgage Disclosure Act (HMDA) lending and housing credit...
Success in Fair Lending & The Data-Driven Revolution
In the late 1990’s and early 2000s, fair lending regulatory examinations experienced a dramatic...
Unlock Your Bank's Growth Potential: A Step-by-Step Guide to Market Analysis
Is your financial institution looking to expand? Identifying the right markets is crucial for...
Fair Lending: What to Expect During an FDIC Exam
Fair lending laws and regulations were designed to ensure that all consumers have an equal...
Highlights from the FDIC Quarterly Banking Profile Year-End 2024
The FDIC's "Quarterly Banking Profile" for the fourth quarter of 2024 reveals the financial...
CFPB Shake-Up: Five Key Action Items for Lenders in Early 2025
Lenders, especially those dealing with HMDA reportable loans, face an uncertain regulatory...
Telling Your Bank's Story: Analyzing Redlining Risk Beyond the Data
With respect to fair lending scrutiny, redlining remains a critical concern for financial...