Tips for Enhancing Effectiveness of Fair Lending File Reviews
While sophisticated statistical methods like regression analysis are pivotal in fair lending risk...
Posts about Fair Lending
Compliance Collaboration: Weaving it into the Bank's DNA
In the complex and heavily regulated banking sector, achieving and maintaining compliance, while...
Mitigating Fair Lending Risks: Essential Strategies for All Banks
In the current regulatory landscape, financial institutions are subject to ongoing scrutiny...
Understanding Community Needs: How a Housing Analysis Can Inform Lending Institutions
Lending institutions play a critical role in the economic health of the communities they serve. The...
The Value of Collaborative Business Relationships
In today's dynamic business environment, collaborative business relationships are more important...
The Importance of Understanding HMDA Lending Patterns in Key Market Areas
A comprehensive product analysis of Home Mortgage Disclosure Act (HMDA) lending and housing credit...
Success in Fair Lending & The Data-Driven Revolution
In the late 1990’s and early 2000s, fair lending regulatory examinations experienced a dramatic...
CFPB Shake-Up: Five Key Action Items for Lenders in Early 2025
Lenders, especially those dealing with HMDA reportable loans, face an uncertain regulatory...
Telling Your Bank's Story: Analyzing Redlining Risk Beyond the Data
With respect to fair lending scrutiny, redlining remains a critical concern for financial...
Mitigating Risk Through Data and Relationships: A Guide for Financial Institutions
In today’s complex regulatory environment, financial institutions face increasing scrutiny and...