Redlining Risk & Data Analysis for Fair Lending in a Nutshell
With respect to potential fair lending issues, redlining has remained a significant focus during...
Posts about Fair Lending (5)
There Is No Shortcut to Effective Fair Lending Policy
In previous posts (see The Fair Lending Risk of Good Intentions) we have discussed fair lending...
Important CRA & Redlining Update: It’s Time to Think About 2020
2020? Yes, 2020. With the bizarre nature of last year, it is easy to overlook some of the year’s...
Cutting Through the Murkiness: Fundamentals of the Comparative Review for Fair Lending
Fair lending concerns are one of the dominant risks lenders face in regard to their business...
Public HMDA 2019 Overview and What Lenders Should Know
Below, we provide a summary of the recently released 2019 HMDA data, and keys for understanding the...
Challenges in Fair Lending Analysis, or Why You Don’t Have to Avoid Swimming Pools When Nicolas Cage is Working
The term “Information Age” probably pre-dates many who are reading this post, possibly originating...
CFPB Annual Fair Lending Report Addresses Small Business Lending
The Bureau of Consumer Financial Protection issued its seventh Fair Lending Report to Congress. The...
Maintaining Proper Perspective of Statistical Methods for Fair Lending Evaluation
We have discussed previously in various posts some of the challenges of using regression and other...
FDIC Chair McWilliams Addresses “Regulatory Tone” In Examinations
In a speech earlier this year, FDIC Chair Jelena McWilliams provided some insights concerning her...