FDIC Continues to Promote Bank Startups
On December 6, the FDIC announced actions to promote a “more transparent, streamlined, and...
Posts about Fair Lending (5)
Are My Fair Lending Statistical Regression Results Meaningful?
Your fair-lending regression results indicate a statistically significant disparity… now what? In...
Understanding Statistical Significance
As fair lending analysis becomes increasingly technical, industry practitioners have had to...
The Importance of Sample Segmentation for Regression Analysis
One of the first questions before beginning any type of statistical analysis is what data are...
Prevalence of Online Mortgage Lending & Fair Lending
The Federal Reserve Bank of New York released in February (2018) a study examining the role of...
Lenders Should be Prepared for Increased Fair Lending Pricing Scrutiny
As is the case with most things in life, the regulatory environment goes through cycles. With...
Fintech in the Fair Lending Crosshairs
The term “Fintech” has come to mean essentially any application of technology for delivering...