Cutting Through the Murkiness: Fundamentals of the Comparative Review for Fair Lending
Fair lending concerns are one of the dominant risks lenders face in regard to their business...
Posts about Fair Lending (4)
Public HMDA 2019 Overview and What Lenders Should Know
Below, we provide a summary of the recently released 2019 HMDA data, and keys for understanding the...
Challenges in Fair Lending Analysis, or Why You Don’t Have to Avoid Swimming Pools When Nicolas Cage is Working
The term “Information Age” probably pre-dates many who are reading this post, possibly originating...
CFPB Annual Fair Lending Report Addresses Small Business Lending
The Bureau of Consumer Financial Protection issued its seventh Fair Lending Report to Congress. The...
Maintaining Proper Perspective of Statistical Methods for Fair Lending Evaluation
We have discussed previously in various posts some of the challenges of using regression and other...
FDIC Chair McWilliams Addresses “Regulatory Tone” In Examinations
In a speech earlier this year, FDIC Chair Jelena McWilliams provided some insights concerning her...
No Recipe May be a Recipe for Disaster
As a New Orleans native, we are very proud of our cooking and food – and, for good reason. My...
Looking Under The Hood: Do Your Loan Policies Need a Tune-Up?
A regulatory examination of lending activity, whether fair lending related or safety and...
Fair Lending Pricing Risk: Is There A Storm Coming?
All of us are familiar with the term “perfect storm.” A perfect storm can be defined as the...