The Consumer Financial Protection Bureau (CFPB) has issued its final rule revising Regulation B (subpart B), delivering a significantly scaled-back implementation of Dodd-Frank Section 1071. Rather than a full repeal, the rule preserves the statutory mandate to collect and report small business lending data while narrowing the scope of covered lenders, loan products, required data fields, and compliance timelines.
The Current Expected Credit Losses (CECL) standard has been fully in effect across the banking...
Agentic AI is taking financial institutions beyond basic chatbots into autonomous, multi-step...
For the last five years, fair lending has been shaped largely through enforcement. DOJ and CFPB...
As fair lending examinations continue to emphasize data-driven approaches, regression analysis...
Community Reinvestment Act (CRA) compliance and fair lending risk management are closely linked,...
For the past decade, conventional wisdom across fintech boardrooms and retail banking summits has...
The FDIC’s Second Quarter 2026 Quarterly Banking Profile posits yet another set of strong top-line...
The 2025 Static HMDA Loan/Application Register tells a clear headline story: mortgage activity...
