Fair Lending Pricing Risk: Is There A Storm Coming?
All of us are familiar with the term “perfect storm.” A perfect storm can be defined as the...
Premier Insights
Agencies Allow Three-Year Regulatory Capital Phase In for CECL
On December 21, the OCC, FDIC and the Fed Board of Governors approved a final rule modifying their...
FDIC Proposes Rule to Reduce Stress-Testing Burden
Representing a significant change, the FDIC is requesting comment on a proposed rule that would...
Deposit Growth Slows & Number of Bank Branch Offices Decline (Kind Of)
On December 13, the FDIC released FDIC Quarterly¸ a quarterly comprehensive summary of the most...
FDIC Continues to Promote Bank Startups
On December 6, the FDIC announced actions to promote a “more transparent, streamlined, and...
CFPB Poised to Have New Director Soon
Under the current administration the Consumer Financial Protection Bureau has been operating under...
Banks Report Record Profits, Agencies Propose Capital Requirements
Commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation...
2017 Community Reinvestment Act Reportable Loans Released
On October 25, the Fed Board of Governors, the FDIC and the OCC released the 2017 data on small...
Are My Fair Lending Statistical Regression Results Meaningful?
Your fair-lending regression results indicate a statistically significant disparity… now what? In...
Understanding Statistical Significance
As fair lending analysis becomes increasingly technical, industry practitioners have had to...