Community Banks and Small Business Lending
Community Banks are important economic cornerstones in many communities throughout the nation....
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Financial Sector Risk in A Digitally-Dominant World
In response to the changing risk landscape, the Depository Trust & Clearing Corporation (DTCC)...
Legislation Proposed To Expand The Community Reinvestment Act
On September 26, 2018, United States Senator Elizabeth Warren (D-Mass.) introduced the American...
Agency Statement Regarding Supervisory Guidance and What it May Mean To Your Institution
Banking regulations contain a degree of subjectivity. Regulations are broad and pertain to the...
Achieving CECL Compliance in One Easy Lesson
We have discussed the essentials of CECL in a previous post in which we explained the new...
Treasury Report Promotes Use of Innovation & Technology in Financial Industry
In response to an executive order signed by President Trump on February 3, 2017, the U.S....
The Fair Lending Risk of Good Intentions
Fair Lending laws and regulations prohibit discrimination on prohibited bases, including race,...