Agency Statement Regarding Supervisory Guidance and What it May Mean To Your Institution
Banking regulations contain a degree of subjectivity. Regulations are broad and pertain to the...
Premier Insights
Achieving CECL Compliance in One Easy Lesson
We have discussed the essentials of CECL in a previous post in which we explained the new...
Treasury Report Promotes Use of Innovation & Technology in Financial Industry
In response to an executive order signed by President Trump on February 3, 2017, the U.S....
The Fair Lending Risk of Good Intentions
Fair Lending laws and regulations prohibit discrimination on prohibited bases, including race,...
FDIC Publishes Nostalgic Issue of Consumer News in Commemoration of 25 Years
Initially published in 1993, the FDIC Consumer News newsletter is celebrating 25 years of...
Understanding What is Not in the Data: A CECL Illustration
In our last post, we discussed the importance of understanding both what is and what is not...
What the Data is and is Not
The first and most important step of any quantitative analysis is understanding what the data...
Leveraging CECL To Enhance Efficiency and Profitability
The new CECL standards fundamentally change the allowed loan and lease loss (ALLL) calculation for...