Characteristics of Acquired Community Banks Post-Financial Crisis
Merger and acquisition activity has been on the rise in the last few years among community banks.
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Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions
The federal bank regulatory agencies have announced annual adjustment to the asset-size thresholds...
Fintech in the Fair Lending Crosshairs
The term “Fintech” has come to mean essentially any application of technology for delivering...
Proper Application of Regression for Fair Lending Analysis
For the last decade the regulatory and enforcement agencies have been increasingly using...
FDIC Releases Study on Effects of Supervisory Discipline & Bank Risk
The FDIC’s Center for Financial Research has produced a white paper which examines the effects of...
U.S. Census Bureau Announces Release of 5-Year Estimates From American Community Survey
The U.S. Census Bureau has released American Community Survey (ACS) data for 2012-2016. The data...
U.S. Banking Agencies Support Conclusion of Reforms to International Capital Standards
The federal banking agencies have announced their support for the conclusion of efforts to reform...
New Report Indicates Financial System Stable While Citing New Threats
A recent report by the Office of Financial Research indicates the financial system is stable and...
Managing Consumer Fair Lending Risk
An inter-agency webinar featuring “hot topics” was conducted Thursday, November 16th and included...
FDIC-Insured Institutions Earn $47.9 Billion in Third Quarter 2017
FDIC Chairman Martin Gruenberg in the Press Release dated November 21, 2017, stated, “This was...