Understanding the Limitations of Fair Lending Regression Analysis
As we have discussed in previous posts, fair lending regression analysis has become widely used...
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Balancing the Community Reinvestment Act and Other Fair Lending Regulations
A tension exists between a bank meeting its CRA obligations and compliance with other fair lending...
Managing Data for Fair Lending Underwriting Analysis for Community Banks (Part 2 of 2)
In the second installment of this two-part post, we provide some guidance concerning data for...
Managing Data for Fair Lending Underwriting Analysis for Community Banks (Part 1)
In Part 1 of this two-part post, we discuss some issues with conducting fair lending underwriting...
A Look at the Future of the U.S. Labor Force to 2060
The Bureau of Labor Statistics has published an interesting study forecasting the future of the...
Commercial Bank Income Increases, but Loan Growth Slows
The FDIC reported that net income of commercial banks and savings institutions increased by over...
Agencies’ Use of Testers in Assessing Discriminatory Lending Practices
The CFPB recently released its report on fair lending for 2016. The report covered a number of...
The CFPB Releases 2016 Fair Lending Report
In April, the Bureau released its fair lending report for 2016. The report summarizes enforcement...
Managing Underwriting Loan Policy Exceptions
Financial regulatory agencies today are especially focused on risk in their supervision practices....
ABA Issues Fair Lending White Paper to U.S. Secretary of the Treasury
The ABA has issued a fair lending white paper to Treasury entitled: Fair Lending: Fighting Illegal...