Understanding & Managing Policy Exceptions Remains Critical Facet of Fair Lending Risk Mitigation
Understanding and managing exceptions to loan policy is a critical component of a financial...
Premier Insights
FDIC Releases Supervisory Information For The Bank Secrecy Act & Liquidity Management
The FDIC has released its Summer edition of its Supervisory Insights Journal. The Summer 2017 issue...
Rising Rates May Boost Profits But Also Elevate Fair Lending Risk
As we have noted previously, banks across the board are performing better in regard to earnings....
New Guidelines Released for HMDA Data Integrity Testing
New guidelines were released last week (August 23, 2017) for HMDA transaction testing. The...
Highlights from the Second Quarter 2017 Quarterly Banking Profile from the FDIC
The FDIC Reports Insured Institutions Earn $48.3 Billion in The Second Quarter of 2017 & Community...
The Criteria Interview – A Critical Facet of a Fair Lending Examination
We have discussed previously some general aspects of managing the regulatory fair lending...
The U.S. Economy At A Glance
The state of the economy was the subject of one of our posts last week. The New York Fed has just...
What Is The State of The U.S. Economy?
There is a flood of economic indicators that one can evaluate with new data being released almost...
New Frontiers for Fair Lending: Race & Ethnicity-Specific Redlining Analyses
There are often game-changers in the world of regulatory risk.
Bank Regulation & The Great Recession
Since the financial crisis of the last decade and what has become known as the “Great Recession”,...