FDIC Releases Interagency Designated Key HMDA Data Fields List
The Federal Financial Institutions Examination Council (FFIEC) issued HMDA Examiner Transaction...
Premier Insights
Office of Financial Research Releases Indexes to Monitor the Health of the Financial System
With deadlines for implementation of the new Current Expected Credit Loss (CECL) standards fast...
Agencies Release FAQ Concerning Liquidity Coverage Ratio
The agencies have issued a FAQ regarding the applicability of the liquidity coverage ratio (LCR)...
Targeting the Affluent Banking Customer and Managing Fair Lending Risk
Most community banks have some type of program or programs in which they attempt to cater to the...
Household Discretionary Spending Growth Remains Below Previous Recoveries
Economic growth post-recession for this cycle has been very low with an average of about 2%...
Consumer Expectations Decline in Recent Fed Survey
The New York Fed latest Survey of Consumer Expectations suggests that consumer confidence is...
BISG Proxies In Fair Lending Analysis and Fund Disbursement For Remediation
There is a great deal of discussion concerning the practice of conducting fair lending analyses of...
FDIC to Host Important Teleconference On New HMDA Implementation
The new HMDA rules which will begin taking effect in 2018 is the single most significant compliance...
FFIEC Release of 2016 HMDA Marks End of an Era
The FFIEC announced last week that 2016 Home Mortgage Disclosure Act (HMDA) data for reporting...
FDIC Agencies Adopt Final Rule on Qualified Financial Contracts; Propose Changes to Capital Rule
The Federal Deposit Insurance Corporation (FDIC) adopted a final rule to enhance the resilience and...