New Guidelines Released for HMDA Data Integrity Testing
New guidelines were released last week (August 23, 2017) for HMDA transaction testing. The...
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Highlights from the Second Quarter 2017 Quarterly Banking Profile from the FDIC
The FDIC Reports Insured Institutions Earn $48.3 Billion in The Second Quarter of 2017 & Community...
The Criteria Interview – A Critical Facet of a Fair Lending Examination
We have discussed previously some general aspects of managing the regulatory fair lending...
The U.S. Economy At A Glance
The state of the economy was the subject of one of our posts last week. The New York Fed has just...
What Is The State of The U.S. Economy?
There is a flood of economic indicators that one can evaluate with new data being released almost...
New Frontiers for Fair Lending: Race & Ethnicity-Specific Redlining Analyses
There are often game-changers in the world of regulatory risk.
Bank Regulation & The Great Recession
Since the financial crisis of the last decade and what has become known as the “Great Recession”,...
Loan Stratification for Conducting Fair Lending Regression Analysis
We have discussed previously some of the limitations of regression analysis and the importance of...
In the Fair Lending Crosshairs: Commercial Lending
Historically, business lending has not been the focus of fair lending reviews during bank...
FDIC Releases Guidance on Redlining Risk and the Concept of REMA
Evaluating redlining risk can take a number of forms and methods. In a recent webinar by the FDIC,...