HMDA Data Integrity: Methods for Quantifying the Risk
The emphasis of managing all aspects of regulatory compliance in the current environment center on...
Premier Insights
Fed Report Indicates GDP Growth, Positive Signs in Housing Market
The Federal Reserve Bank of New York’s “Nowcasting” economic model is designed to produce real-time...
Agencies Announce Notice of Proposed Rulemaking Concerning Securities Transaction Settlement Cycle
The notice of proposed rulemaking (NPR), issued jointly by the FDIC and the Office of the...
Business Leaders Survey Indicates Business Activity Increases While Optimism Declines
Activity in the region’s service sector expanded modestly, according to firms responding to the...
Agencies to Propose Amending CRA Regulations
The federal bank regulatory agencies issued yesterday (September 13th) a joint notice of proposed...
U.S. Economic Conditions Reflect Little Change According to Recent Data
The national economic state appears to continue in the holding pattern observed over the last few...
Understanding & Managing Policy Exceptions Remains Critical Facet of Fair Lending Risk Mitigation
Understanding and managing exceptions to loan policy is a critical component of a financial...
FDIC Releases Supervisory Information For The Bank Secrecy Act & Liquidity Management
The FDIC has released its Summer edition of its Supervisory Insights Journal. The Summer 2017 issue...
Rising Rates May Boost Profits But Also Elevate Fair Lending Risk
As we have noted previously, banks across the board are performing better in regard to earnings....
New Guidelines Released for HMDA Data Integrity Testing
New guidelines were released last week (August 23, 2017) for HMDA transaction testing. The...