Forms of Fair Lending Discrimination: Steering
In this series of posts, we address types of fair lending discrimination that are commonly...
Premier Insights
Lenders Should Be Aware of Fair Lending Risk as Interest Rates Rise
After being at record lows for nearly a decade, the Fed has raised interest rates three times in...
Forms of Fair Lending Discrimination: Introduction
In an upcoming series of posts we address types of fair lending discrimination that are commonly...
Issues in Regression Modeling For Fair Lending Underwriting Analysis (Part 2 of 2)
In our previous post, we addressed a few frequently encountered issues when using regression...
Issues in Regression Modeling For Fair Lending Underwriting Analysis (Part 1 of 2)
Evaluating loan application outcomes (approval or denial) in the context of fair lending is...
Recent FDIC Supervisory Report Indicates Strong Commercial Bank Loan Growth and Increasing Concentrations
The FDIC recent released its Winter 2016 edition of Supervisory Insights. This edition was focused...
What Does “Statistical Significance” Mean Anyway? Part 2 of 2
In our previous post, we started introducing the concept of statistical significance. We began with...
FDIC-Insured Institutions Earn $43.7 Billion in Fourth Quarter 2016, Community Bank Net Income Rises to $5.3 Billion
FDIC Chairman Gruenberg:“Revenue and net income were higher, loan balances grew, asset quality...
What Does “Statistical Significance” Mean Anyway? Part 1 of 2
When statistical methods are applied to evaluate fair lending compliance, one of the metrics of...
Underwriting Analysis for Fair Lending Using Logistic Regression: Odds Ratio vs. Marginal Effects
When conducting fair lending regression analysis of underwriting, we are examining a sample of loan...