The FDIC held a meeting of the Advisory Committee on Community Banking on Wednesday, July 12.
Established in May 2009, the Advisory Committee on Community Banking discusses and provides input to the FDIC on a wide variety of topics, including current examination policies and procedures, credit and lending practices, deposit insurance assessments, insurance coverage, and regulatory compliance.
The previous meeting of the committee was held on March 28, 2017, and included discussions covering the CRA examination process to safety and soundness evaluations and procedures.
The minutes of the previous meeting are available, and they offer some valuable insights with respect to FDIC priorities and current areas of emphasis in terms of supervision. Bankers and practitioners may find it interesting to take a few minutes and peruse these, and they can be found online at:
The agenda for the July 12th meeting included updates on supervisory issues such as liquidity risk, de novo applications, appraisals, Call Reports, capital and examination processes. There also were presentations on post-crisis community bank performance and outlook, as well as supervision policy issues, including the implementation of the Home Mortgage Disclosure Act rule and flood insurance.
Information and the agenda for the meeting can be found here: