The Importance of Sample Segmentation for Regression Analysis
One of the first questions before beginning any type of statistical analysis is what data are...
FDIC To Host Lending Technology Forum
With the proliferation of Fintech, even smaller community banks are exploring different forms of...
FDIC Conducting Testing of Standardized Export of Imaged Loan Documents
The Federal Deposit Insurance Corporation (FDIC) is developing and testing a standardized export of...
Agencies Propose Transition of New CECL Accounting Standard into Regulatory Capital Framework
The deadlines for implementation of the new Current Expected Credit Losses (CECL) are fast...
Statistical Thinking
Economist Karl Popper referred to science as the “art of systematic over-simplification.” Indeed,...
Agencies Change Appraisal Threshold Requirement
The agencies have jointly issued an amended rule that increases the current appraisal threshold for...
Agency Provides Update to Examination Modernization Project
The Federal Financial Institutions Examination Council (FFIEC) has announced an update on the...
Model Specification for Fair Lending: When Less is More
It is important to bear in mind when conducting regression analysis for fair lending that models...
Prevalence of Online Mortgage Lending & Fair Lending
The Federal Reserve Bank of New York released in February (2018) a study examining the role of...