Banks Report Record Profits, Agencies Propose Capital Requirements
Commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation...
2017 Community Reinvestment Act Reportable Loans Released
On October 25, the Fed Board of Governors, the FDIC and the OCC released the 2017 data on small...
Are My Fair Lending Statistical Regression Results Meaningful?
Your fair-lending regression results indicate a statistically significant disparity… now what? In...
Understanding Statistical Significance
As fair lending analysis becomes increasingly technical, industry practitioners have had to...
Community Banks and Small Business Lending
Community Banks are important economic cornerstones in many communities throughout the nation....
Financial Sector Risk in A Digitally-Dominant World
In response to the changing risk landscape, the Depository Trust & Clearing Corporation (DTCC)...
Legislation Proposed To Expand The Community Reinvestment Act
On September 26, 2018, United States Senator Elizabeth Warren (D-Mass.) introduced the American...
Agency Statement Regarding Supervisory Guidance and What it May Mean To Your Institution
Banking regulations contain a degree of subjectivity. Regulations are broad and pertain to the...