Model Specification for Fair Lending: When Less is More
It is important to bear in mind when conducting regression analysis for fair lending that models...
Prevalence of Online Mortgage Lending & Fair Lending
The Federal Reserve Bank of New York released in February (2018) a study examining the role of...
FDIC Releases Stress-Testing Data for 2018; U.S. Economy Shows Signs of Strengthening
The FDIC last week released stress-testing data for 2018. These are economic scenarios that will be...
The Future of Traditional Brick-And-Mortar Bank Branches Remains a Contradiction
Conventional wisdom for over a decade has predicted all but the complete evaporation of the...
CFPB Solicits Public Comment for Civil Investigative Demand (CID) Process
Although the future leadership of the Consumer Financial Protection Bureau remains in limbo, the...
Lenders Should be Prepared for Increased Fair Lending Pricing Scrutiny
As is the case with most things in life, the regulatory environment goes through cycles. With...
OFR Financial System Vulnerabilities Monitor Notes Increased Market Risk
The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 established the Office of...
FDIC Releases Credit Quality Related Information in Recent Newsletter
The FDIC Supervisory Insights, published by the FDIC’s Division of Risk Management Supervision,...
Characteristics of Acquired Community Banks Post-Financial Crisis
Merger and acquisition activity has been on the rise in the last few years among community banks.
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