FDIC Chair’s Comments Offer Some Regulatory Perspective & Vision
Speaking at the American Bar Association Banking Law Committee Annual Meeting, “Principles of...
Looking Under The Hood: Do Your Loan Policies Need a Tune-Up?
A regulatory examination of lending activity, whether fair lending related or safety and...
Mounting Economic Concerns Reinforce Need for CECL Preparation
As concerns continue to grow for investors due to market volatility and increasingly pessimistic...
Fair Lending Pricing Risk: Is There A Storm Coming?
All of us are familiar with the term “perfect storm.” A perfect storm can be defined as the...
Agencies Allow Three-Year Regulatory Capital Phase In for CECL
On December 21, the OCC, FDIC and the Fed Board of Governors approved a final rule modifying their...
FDIC Proposes Rule to Reduce Stress-Testing Burden
Representing a significant change, the FDIC is requesting comment on a proposed rule that would...
Deposit Growth Slows & Number of Bank Branch Offices Decline (Kind Of)
On December 13, the FDIC released FDIC Quarterly¸ a quarterly comprehensive summary of the most...
FDIC Continues to Promote Bank Startups
On December 6, the FDIC announced actions to promote a “more transparent, streamlined, and...
CFPB Poised to Have New Director Soon
Under the current administration the Consumer Financial Protection Bureau has been operating under...
Banks Report Record Profits, Agencies Propose Capital Requirements
Commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation...