House and Senate Pass Bills Exempting Certain Depository Institutions From New HMDA Requirements
On January 18, 2018, the House passed H.R.2954, the Home Mortgage Disclosure Adjustment Act. The...
FDIC Swears in 21st Chairman
Jelena McWilliams has been sworn in as the 21st Chairman of the Federal Deposit Insurance...
Initial Release of 2017 Public HMDA Data Now Available
An initial release of calendar year 2017 public HMDA data is now available. Historically not made...
Community Banks Record Another Positive Quarter of Earnings
Likely benefiting from rising interest rates and a strengthening economy, net income at community...
FFIEC Releases Examination Procedure for Customer Due Diligence and Beneficial Ownership Aspects of BSA/AML
The Federal Financial Institutions Examination Council (FFIEC) is releasing the customer due...
The Importance of Sample Segmentation for Regression Analysis
One of the first questions before beginning any type of statistical analysis is what data are...
FDIC To Host Lending Technology Forum
With the proliferation of Fintech, even smaller community banks are exploring different forms of...
FDIC Conducting Testing of Standardized Export of Imaged Loan Documents
The Federal Deposit Insurance Corporation (FDIC) is developing and testing a standardized export of...
Agencies Propose Transition of New CECL Accounting Standard into Regulatory Capital Framework
The deadlines for implementation of the new Current Expected Credit Losses (CECL) are fast...
Statistical Thinking
Economist Karl Popper referred to science as the “art of systematic over-simplification.” Indeed,...