A Simple Explanation of Using “Proxies” In a Fair Lending Review

  Ever wonder how one can conduct a fair lending review of your bank’s consumer lending products without having government monitoring information like race, gender, and ethnicity available? Enter the proxy.

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Fair Lending Risk in Consumer Lending for Community Banks

Consumer loans pose a great deal of risk for financial institutions. In this post, we’ll examine that risk to lenders.

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An Overview of Loan Policy Exceptions and Overrides

Understanding and managing loan policy exceptions is critical to a financial institution’s fair lending compliance.   In this article we explain policy exceptions and describe the different types of exceptions.  How an institution defines policy exceptions is also critical and will be the subject of another post.

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