Business Leaders Survey Indicates Business Activity Increases While Optimism Declines
Activity in the region’s service sector expanded modestly, according to firms responding to the...
Agencies to Propose Amending CRA Regulations
The federal bank regulatory agencies issued yesterday (September 13th) a joint notice of proposed...
U.S. Economic Conditions Reflect Little Change According to Recent Data
The national economic state appears to continue in the holding pattern observed over the last few...
Understanding & Managing Policy Exceptions Remains Critical Facet of Fair Lending Risk Mitigation
Understanding and managing exceptions to loan policy is a critical component of a financial...
FDIC Releases Supervisory Information For The Bank Secrecy Act & Liquidity Management
The FDIC has released its Summer edition of its Supervisory Insights Journal. The Summer 2017 issue...
Rising Rates May Boost Profits But Also Elevate Fair Lending Risk
As we have noted previously, banks across the board are performing better in regard to earnings....
New Guidelines Released for HMDA Data Integrity Testing
New guidelines were released last week (August 23, 2017) for HMDA transaction testing. The...
Highlights from the Second Quarter 2017 Quarterly Banking Profile from the FDIC
The FDIC Reports Insured Institutions Earn $48.3 Billion in The Second Quarter of 2017 & Community...
Issues in Name Matching for BISG and Other Proxy Methods for Fair Lending Analysis
One of the challenges in analyzing consumer data for fair lending is the lack of protected-class...
The Criteria Interview – A Critical Facet of a Fair Lending Examination
We have discussed previously some general aspects of managing the regulatory fair lending...