Loan Stratification for Conducting Fair Lending Regression Analysis
We have discussed previously some of the limitations of regression analysis and the importance of...
In the Fair Lending Crosshairs: Commercial Lending
Historically, business lending has not been the focus of fair lending reviews during bank...
FDIC Releases Guidance on Redlining Risk and the Concept of REMA
Evaluating redlining risk can take a number of forms and methods. In a recent webinar by the FDIC,...
Competition for the Affluent Banking Market and Disparate Impact
Commercial banks are required under the Community Reinvestment Act (CRA) to serve all segments of...
FDIC Meeting of Advisory Committee on Community Banking
The FDIC held a meeting of the Advisory Committee on Community Banking on Wednesday, July 12.
White Paper Addressing Special Case Loans in Fair Lending Regression Analysis Now Available
A question that often arises in fair lending regression analysis of lender loan decisioning...
Model Specification Issues in Fair Lending Regression Analysis
A fundamental assumption in fair lending regression analysis is that the model is correctly...
Model Specification Issues in Fair Lending Regression Analysis Omitted Variables
Regression analysis is a powerful tool for assessing fair lending risk and performance. As is the...
Handling Special Case Loan Applications in Fair Lending Regression Analysis
When preparing to conduct a fair lending regression analysis, the first step is to determine the...
How Will Rising Interest Rates Affect Bank Profits?
The Fed has increased interest rates 3 times now since December of 2015 resulting in an increase...