Loan Stratification for Conducting Fair Lending Regression Analysis
We have discussed previously some of the limitations of regression analysis and the importance of...
Posts about Fair Lending (7)
In the Fair Lending Crosshairs: Commercial Lending
Historically, business lending has not been the focus of fair lending reviews during bank...
Competition for the Affluent Banking Market and Disparate Impact
Commercial banks are required under the Community Reinvestment Act (CRA) to serve all segments of...
White Paper Addressing Special Case Loans in Fair Lending Regression Analysis Now Available
A question that often arises in fair lending regression analysis of lender loan decisioning...
Model Specification Issues in Fair Lending Regression Analysis
A fundamental assumption in fair lending regression analysis is that the model is correctly...
Model Specification Issues in Fair Lending Regression Analysis Omitted Variables
Regression analysis is a powerful tool for assessing fair lending risk and performance. As is the...
Handling Special Case Loan Applications in Fair Lending Regression Analysis
When preparing to conduct a fair lending regression analysis, the first step is to determine the...
Understanding the Limitations of Fair Lending Regression Analysis
As we have discussed in previous posts, fair lending regression analysis has become widely used...
Balancing the Community Reinvestment Act and Other Fair Lending Regulations
A tension exists between a bank meeting its CRA obligations and compliance with other fair lending...
Managing Data for Fair Lending Underwriting Analysis for Community Banks (Part 2 of 2)
In the second installment of this two-part post, we provide some guidance concerning data for...