Prevalence of Online Mortgage Lending & Fair Lending
The Federal Reserve Bank of New York released in February (2018) a study examining the role of...
Posts about Fair Lending (7)
Lenders Should be Prepared for Increased Fair Lending Pricing Scrutiny
As is the case with most things in life, the regulatory environment goes through cycles. With...
Fintech in the Fair Lending Crosshairs
The term “Fintech” has come to mean essentially any application of technology for delivering...
Proper Application of Regression for Fair Lending Analysis
For the last decade the regulatory and enforcement agencies have been increasingly using...
Managing Consumer Fair Lending Risk
An inter-agency webinar featuring “hot topics” was conducted Thursday, November 16th and included...
Improving Lending Performance in LMI and Minority-Majority Geographies
Analysis of loan data indicates weakness in your institution’s lending activity in low-to-moderate...
Targeting the Affluent Banking Customer and Managing Fair Lending Risk
Most community banks have some type of program or programs in which they attempt to cater to the...
BISG Proxies In Fair Lending Analysis and Fund Disbursement For Remediation
There is a great deal of discussion concerning the practice of conducting fair lending analyses of...
FFIEC Release of 2016 HMDA Marks End of an Era
The FFIEC announced last week that 2016 Home Mortgage Disclosure Act (HMDA) data for reporting...
Understanding & Managing Policy Exceptions Remains Critical Facet of Fair Lending Risk Mitigation
Understanding and managing exceptions to loan policy is a critical component of a financial...