Proper Application of Regression for Fair Lending Analysis
For the last decade the regulatory and enforcement agencies have been increasingly using...
Posts about Fair Lending (6)
Managing Consumer Fair Lending Risk
An inter-agency webinar featuring “hot topics” was conducted Thursday, November 16th and included...
Improving Lending Performance in LMI and Minority-Majority Geographies
Analysis of loan data indicates weakness in your institution’s lending activity in low-to-moderate...
Targeting the Affluent Banking Customer and Managing Fair Lending Risk
Most community banks have some type of program or programs in which they attempt to cater to the...
BISG Proxies In Fair Lending Analysis and Fund Disbursement For Remediation
There is a great deal of discussion concerning the practice of conducting fair lending analyses of...
FFIEC Release of 2016 HMDA Marks End of an Era
The FFIEC announced last week that 2016 Home Mortgage Disclosure Act (HMDA) data for reporting...
Understanding & Managing Policy Exceptions Remains Critical Facet of Fair Lending Risk Mitigation
Understanding and managing exceptions to loan policy is a critical component of a financial...
Rising Rates May Boost Profits But Also Elevate Fair Lending Risk
As we have noted previously, banks across the board are performing better in regard to earnings....
Issues in Name Matching for BISG and Other Proxy Methods for Fair Lending Analysis
One of the challenges in analyzing consumer data for fair lending is the lack of protected-class...
New Frontiers for Fair Lending: Race & Ethnicity-Specific Redlining Analyses
There are often game-changers in the world of regulatory risk.