Challenges in Fair Lending Analysis, or Why You Don’t Have to Avoid Swimming Pools When Nicolas Cage is Working
The term “Information Age” probably pre-dates many who are reading this post, possibly originating...
Posts about Fair Lending (6)
CFPB Annual Fair Lending Report Addresses Small Business Lending
The Bureau of Consumer Financial Protection issued its seventh Fair Lending Report to Congress. The...
Maintaining Proper Perspective of Statistical Methods for Fair Lending Evaluation
We have discussed previously in various posts some of the challenges of using regression and other...
FDIC Chair McWilliams Addresses “Regulatory Tone” In Examinations
In a speech earlier this year, FDIC Chair Jelena McWilliams provided some insights concerning her...
No Recipe May be a Recipe for Disaster
As a New Orleans native, we are very proud of our cooking and food – and, for good reason. My...
Looking Under The Hood: Do Your Loan Policies Need a Tune-Up?
A regulatory examination of lending activity, whether fair lending related or safety and...
Fair Lending Pricing Risk: Is There A Storm Coming?
All of us are familiar with the term “perfect storm.” A perfect storm can be defined as the...
FDIC Continues to Promote Bank Startups
On December 6, the FDIC announced actions to promote a “more transparent, streamlined, and...
Are My Fair Lending Statistical Regression Results Meaningful?
Your fair-lending regression results indicate a statistically significant disparity… now what? In...