The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 established the Office of Financial Research (OFR) to support the Financial Stability Oversight Council, the Council’s member organizations, and the public.
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The FDIC Supervisory Insights, published by the FDIC’s Division of Risk Management Supervision, Winter 2017 edition contained some important information regarding credit quality and loan asset management.
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Merger and acquisition activity has been on the rise in the last few years among community banks. Extensive research has been done historically on M&A activity in the industry, but an interesting analysis of voluntary mergers post-financial crisis was conducted recently by FDIC economists Eric C. Breitenstein and Nathan L. Hinton. The report focuses on […]
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The federal bank regulatory agencies have announced annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under the Community Reinvestment Act (CRA) regulations.
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The FDIC’s Center for Financial Research has produced a white paper which examines the effects of regulatory supervision in regard to safety and soundness and bank’s financial risk.
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The U.S. Census Bureau has released American Community Survey (ACS) data for 2012-2016. The data contains 40 different detailed topics that, beginning in 2010, are no longer captured as part of the Decennial Census. The ACS is currently the only public source of these data available.
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The federal banking agencies have announced their support for the conclusion of efforts to reform the international bank capital standards initiated in response to the global financial crisis.
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A recent report by the Office of Financial Research indicates the financial system is stable and resilient but highlighted some emerging threats. Specifically, the report highlights elevated market risk and increased risks of cybersecurity incidents.
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FDIC Chairman Martin Gruenberg in the Press Release dated November 21, 2017, stated, “This was another positive quarter for the banking industry. But while overall performance improved, the interest-rate environment and competitive lending conditions continue to pose challenges.”
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The three federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) with Community Reinvestment Act (CRA) responsibilities – the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency – announced last week that data on small business, small farm, […]
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