Targeting the Affluent Banking Customer and Managing Fair Lending Risk
Most community banks have some type of program or programs in which they attempt to cater to the...
Household Discretionary Spending Growth Remains Below Previous Recoveries
Economic growth post-recession for this cycle has been very low with an average of about 2%...
Consumer Expectations Decline in Recent Fed Survey
The New York Fed latest Survey of Consumer Expectations suggests that consumer confidence is...
BISG Proxies In Fair Lending Analysis and Fund Disbursement For Remediation
There is a great deal of discussion concerning the practice of conducting fair lending analyses of...
FDIC to Host Important Teleconference On New HMDA Implementation
The new HMDA rules which will begin taking effect in 2018 is the single most significant compliance...
FFIEC Release of 2016 HMDA Marks End of an Era
The FFIEC announced last week that 2016 Home Mortgage Disclosure Act (HMDA) data for reporting...
FDIC Agencies Adopt Final Rule on Qualified Financial Contracts; Propose Changes to Capital Rule
The Federal Deposit Insurance Corporation (FDIC) adopted a final rule to enhance the resilience and...
HMDA Data Integrity: Methods for Quantifying the Risk
The emphasis of managing all aspects of regulatory compliance in the current environment center on...
Fed Report Indicates GDP Growth, Positive Signs in Housing Market
The Federal Reserve Bank of New York’s “Nowcasting” economic model is designed to produce real-time...
Agencies Announce Notice of Proposed Rulemaking Concerning Securities Transaction Settlement Cycle
The notice of proposed rulemaking (NPR), issued jointly by the FDIC and the Office of the...