Has your institution found itself the target of an expansive fair lending inquiry of enforcement action? We can help. Having a robust forensic econometric and statistical analysis is the first step in evaluating the risk you are facing and charting the correct course of action. Premier has extensive experience with these matters and can help […]
Read MorePremier began providing consulting and analytical services related to loss forecasting and the new FSAB accounting standard in 2017. The new Current Expected Credit Losses (CECL) standard requires institutions to transition from the traditional incurred loss approach to one that requires a life-of-loan perspective which recognizes the entire potential losses inherent in the loan portfolio. […]
Read MoreBank Research Extensive research options are available specifically for the banking industry. The firm has extensive experience including customer research and demand forecasting. Customer Surveys What do customers in your market think about your bank? The competition? Premier Insights will design and implement a telephone survey of a representative sample of your market area or […]
Read MoreFinancial institutions face increasing pressure from regulatory agencies in regard to fair lending. As regulators have launched renewed efforts with new strategies for detecting potential fair lending violations, a large number of institutions have found themselves having to react to a new level of scrutiny. This renewed focus by the regulatory and enforcement agencies employs […]
Read MoreA bank’s loan policy forms the foundation for regulatory performance with respect to both compliance and safety and soundness. Having sound and effective policies that are both manageable and measurable are critical in the current economic, regulatory environment. Banks need to be able to adapt and adjust as conditions dictate. The first rule of policy […]
Read MoreFinancial institutions currently face enormous risk with regard to both CRA and fair lending compliance. Although these risks currently are significant, they will likely increase considerably with new public data reporting requirements that are on the horizon. These new requirements will provide a great deal of information to regulatory and enforcement agencies to analyze bank […]
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