Archives: Services

CECL Consulting & Analysis

Premier began providing consulting and analytical services related to loss forecasting and the new FSAB accounting standard in 2017. The new Current Expected Credit Losses (CECL) standard requires institutions to transition from the traditional incurred loss approach to one that requires a life-of-loan perspective which recognizes the entire potential losses inherent in the loan portfolio. […]

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Other Services

Bank Research Extensive research options are available specifically for the banking industry. The firm has extensive experience including customer research and demand forecasting. Customer Surveys What do customers in your market think about your bank? The competition? Premier Insights will design and implement a telephone survey of a representative sample of your market area or […]

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Regression and Statistical Analysis for Fair Lending

Financial institutions face increasing pressure from regulatory agencies in regard to fair lending. As regulators have launched renewed efforts with new strategies for detecting potential fair lending violations, a large number of institutions have found themselves having to react to a new level of scrutiny. This renewed focus by the regulatory and enforcement agencies employs […]

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Loan Policy Review and Enhancement

A bank’s loan policy forms the foundation for regulatory performance with respect to both compliance and safety and soundness. Having sound and effective policies that are both manageable and measurable are critical in the current economic, regulatory environment. Banks need to be able to adapt and adjust as conditions dictate. The first rule of policy […]

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CRA and Fair Lending Risk Management

Financial institutions currently face enormous risk with regard to both CRA and fair lending compliance. Although these risks currently are significant, they will likely increase considerably with new public data reporting requirements that are on the horizon. These new requirements will provide a great deal of information to regulatory and enforcement agencies to analyze bank […]

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