Category: Fair Lending

Fair Lending

Understanding Fair Lending Regression Tables in One Easy Lesson

In studying your bank’s loan data, how can you determine the relationships among various factors in your lending policies, customer base, pricing, and more? Through the use of regression modeling, an important tool in statistical analysis.

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A Simple Explanation of Using “Proxies” In a Fair Lending Review

  Ever wonder how one can conduct a fair lending review of your bank’s consumer lending products without having government monitoring information like race, gender, and ethnicity available? Enter the proxy.

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Fair Lending Risk in Consumer Lending for Community Banks

Consumer loans pose a great deal of risk for financial institutions. In this post, we’ll examine that risk to lenders.

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